The short version
We publish educational material about cryptocurrency, digital security and financial readiness. We prefer primary sources, particularly official regulators and consumer protection agencies. Every article carries a last-reviewed date. Every page discloses who owns the site.
We do not recommend assets, predict prices, name platforms, accept sponsorship, or publish anything we cannot support. When we get something wrong, we correct it and say so.
What we are, and what that means
We are a financial education company publishing educational content, with a commercial interest disclosed on the about page. We are not a newsroom, not licensed advisers, and not independent analysts.
That shapes what we can responsibly do. We can explain how things work, describe documented risks, and point to official sources. We cannot tell you what to buy, assess a specific opportunity, or give advice tailored to your circumstances. Standards matter more when a publisher has a commercial interest, not less, which is why this page exists in the detail it does.
How we source material
We work in tiers, strongly preferring the top of this list. Where a claim cannot be supported from the first two tiers, we either attribute it clearly or leave it out.
Official and regulatory sources
Consumer protection agencies, financial regulators, tax authorities and standards bodies. Consistently our first choice for anything about risk, rules, fraud or reporting.
Technical specifications and documentation
Protocol documentation and published technical standards, for explaining how something actually works rather than how it is marketed.
Established reference and academic work
Peer-reviewed research and recognized reference material, used for context rather than as the basis for a factual claim about money.
Industry material, treated as interested
Company blogs, exchange research and project documentation. Occasionally useful, never treated as neutral, and never the sole support for a claim about risk.
Why our sources are named rather than linked
Guide pages list the specific bodies worth consulting, with their domains, instead of deep links to individual documents. Agency URLs change often, and a dead link to a regulator is worse than a name you can search. Where a specific document matters, we name it precisely enough to find.
What every article carries
These are structural, not optional. You can verify each one on any guide on the site.
- A last-reviewed date, near the title, so you know how current the material is.
- A direct answer near the top, before the detail, so the page is useful even if you read nothing else.
- Defined terms, explained the first time they appear rather than assumed.
- Named primary sources, listed in their own section.
- An educational disclaimer, at the foot of the page.
- Visible ownership, in the footer of every page.
What we will not publish
These are standing refusals rather than editorial preferences. They hold regardless of traffic, revenue or what competitors do.
- Asset recommendations No "best crypto to buy", no token picks, no portfolio suggestions.
- Price predictions No forecasts, targets, signals or market timing.
- Named platform endorsements No exchange, wallet or device is recommended anywhere on the site.
- Guaranteed outcomes No promised returns, credit results, approvals or funding amounts.
- Invented credentials or statistics No fabricated figures, certifications, testimonials or authors.
- Sponsored or affiliate content Nothing paid for, and nothing earning commission.
- Operational fraud detail Scams are described so they can be recognized, never replicated.
- Example recovery phrases Not even fake ones, because people fund wallets made from published examples.
Our policy on AI assistance
Most sites either stay silent on this or bury it. We would rather state it plainly, because readers increasingly and reasonably want to know.
| Stage | Our policy |
|---|---|
| Research and drafting | AI tools may be used, the way a word processor or search engine is used |
| Factual claims | Verified against primary sources before publication, never taken from a model's output |
| Human review | Required on every page before it goes live, without exception |
| Authorship and credentials | Never generated. No invented author, title, biography or qualification appears anywhere |
| Statistics and figures | Never generated. If a number cannot be traced to a named source, it is not published |
| Responsibility | Ninja Credit Consultants LLC is accountable for everything published, however it was drafted |
The practical commitment is simple: no tool is permitted to put a fact on this site that a person has not checked. Drafting assistance is a production detail. Accuracy is ours to answer for.
Keeping pages current
Crypto changes quickly, which creates a specific risk for educational writing: a page that was accurate when published can quietly become misleading.
- We write for durability. Guides explain mechanisms rather than current prices, products or campaigns, because mechanisms stay true for longer.
- We date everything. A last-reviewed date on every article tells you how much weight to give it.
- We avoid specifics that decay. No platform names, no fee schedules, no figures that would need chasing every quarter.
- We review on a schedule and on trigger. Pages are revisited periodically, and sooner when something material changes.
Corrections
We will get things wrong. The question is what happens next.
- Tell us. Any factual error, through the contact page. Specifics help: the page, the claim, and what you believe is correct.
- We check it against primary sources rather than assuming either party is right.
- We fix it promptly. Clear factual errors are corrected as soon as they are confirmed.
- Significant corrections are noted on the page, not quietly edited away. If a correction changes the meaning of something a reader may have acted on, it is disclosed rather than hidden.
- The review date is updated, so the change is visible.
What we cannot help with
We cannot tell you whether a specific platform, token or person is legitimate, review an opportunity you have been offered, or assist with recovering lost funds. Those requests arrive regularly and the honest answer is always the same.
What we can do is point to the patterns in our red flags guide and the official reporting channels in our scams guide.
Commercial disclosure
The site carries no advertising, no affiliate links and no sponsored content. The only commercial relationship is that Ninja Credit Consultants LLC publishes it and offers financial education services some readers eventually use.
If that ever changes, the disclosure comes before the recommendation, on the page where it appears, not only on a policy page like this one. The disclosures page carries the full position.
Corrections can also be emailed directly to [email protected].